Terms & Conditions

General Terms & Conditions

  1. Please read through these Terms carefully. By accessing the blglobal.co.uk website at blglobal.co.uk or www.blglobal.co.uk (the “Site") or by otherwise accessing any content found on this website, you are deemed to have entered into an agreement with Chameleon Group Limited (“CGL”) and to have agreed to be bound by the terms set out below. The Site is owned and operated by CGL.

    blglobal.co.uk is a registered business name of Chameleon Group Limited, a limited liability company incorporated in Jersey with registered number 101515. GST Registration Number: 0025179

    Registered office: Meadowlands, La Rue à La Dame, St. Saviour, Jersey JE2 7NQ

    These terms were last updated on 1 June 2011.
  2. Use of Content


    You may retrieve and display the Content on a computer screen or (if expressly authorised) mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form on your computer or mobile telephone for your personal, non-commercial use. Except as expressly set out above, you may not reproduce, modify or in any way commercially exploit any of the Content. In particular, but without limiting the general application of the restrictions contained in the preceding sentence, you may not do any of the following without prior written permission from CGL:
    • reproduce or store in or transmit to any other website, newsgroup, mailing list, electronic bulletin board, server or other storage device connected to a network or regularly or systematically store in electronic or print form, all or any part of the Content, or
    • modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, or in any way exploit all or any part of the Content (including use as part of any library, archive or similar service) without the prior written consent of CGL;
    • remove the copyright or trade mark notice from any copies of the Content made under these Terms.
    Any use of the Content not specifically permitted above is expressly prohibited. Requests for permission for other uses may be sent to CGL at its registered office noted above, or submitted using the contact form which can be located on the Site, and may be subject to a fee.
  3. Intellectual Property Protection


    The contents and design of the Site and any material e-mailed to you or otherwise supplied to you in conjunction with the Site (such contents, design and materials being collectively referred to as the "Content"), are copyright of CGL and its licensors. You may not use or reproduce or allow anyone to use or reproduce any trade-marks, names, logos or other trade names appearing on the Site for any reason without written permission from CGL. The software which operates the Site is proprietary software and you may not use it except as expressly allowed under these Terms. You may not copy, reverse engineer, modify or otherwise deal with the software.
  4. Licence Fee, Payment, and Transactions


    Access to certain Content may be subject to a fee. All payments (including applicable taxes) must be made in advance in pounds sterling or other currency specified by CGL. You are responsible for the payment of all charges associated with the use of the Site using your ID.

    If your use of the Site is terminated by CGL, you will be entitled to receive a refund of any credits or pre-payments which remain unused at the time of termination unless such use is terminated because you are in breach of these Terms. You will continue to be responsible for any fees or other charges incurred by you prior to such termination. You may use the Site to purchase products or services from CGL's third party partners. In that event, your contract for such products will be with the third party partner and not with CGL.

    Refunds may be given on a pro-rata basis, as long as more than eight months of the subscription remains. The cost of each month (or part thereof) of any subscription that has elapsed will be deducted from the cost of the any subscription at the prevailing monthly rate. After four months of the elapse of any subscription, refunds cannot be given.

    A credit will be given for articles purchased on an individual basis. Refunds can only be made to the credit/debit/charge card that was used for the original purchase. All refunds are in any event at the discretion of CGL.
  5. Term and Termination


    CGL may, in its discretion, terminate or suspend your access to all or part of the Site (including any right to access and use the Content) with or without cause by delivering notice to you.

    The rights of termination are in addition to all other rights or remedies of CGL provided in these Terms or by law.
  6. Changes to the Site


    CGL reserves the right, in its discretion, to suspend, change, modify, add or remove portions of the Content available on the Site at any time and to restrict the use and accessibility of the Site.
  7. Registration, Passwords and Responsibilities


    Certain areas of the Site are only open to you if you register. You are solely responsible for the confidentiality and use of and access to the Content and the Site using your user name, sign-on password, and/or I.D. You agree to immediately notify CGL if you become aware of any loss or theft of any sign-on password or I.D. or any unauthorised use of a sign-on password, I.D., user name, or of the Content or the Site. You will provide CGL with accurate, complete registration information (including in particular your e-mail address) and inform CGL of any changes to such information. For the purpose of confirming your compliance with the terms of these Terms, CGL reserves the right to monitor and record activity on the Site, including access to the Content.

    Each registration is for a single user only. You may not share your user name and password with any other person, nor may you share or transfer your subscription. CGL does not permit access through a single name and password being made available to multiple users on a network. CGL may cancel or suspend your access to the Site if you do this without further obligation to you.
  8. Privacy Policy


    The information that you provide about yourself to CGL will only be used in accordance with CGL's Website Privacy Policy.
  9. Forums


    The Site may include bulletin boards, discussion groups and other public areas that allow feedback to CGL and interaction between users and CGL representatives ("Forums"). While CGL does not control the information/materials posted to Forums by users (the "Messages"), it reserves the right (which it may exercise at its sole discretion without notice) to delete, move or edit the Messages and to terminate your access to and use of the Forums.

    You are solely responsible for the content of your Messages. You must comply with any rules posted by CGL on a Forum. You may not:
    • post, link to or otherwise publish any Messages containing any form of advertising or promotion for goods and services or any chain Messages or "spam";
    • post, link to or otherwise publish any Messages with recommendations to buy or refrain from buying a particular security or which contain confidential information of another party or which otherwise have the purpose of affecting the price or value of any security;
    • post, link to or otherwise publish any Messages that are unlawful, threatening, abusive, libellous, indecent, infringe copyright or other rights of third parties or which contain any other form of illegal content;
    • post or otherwise publish any Messages that contain a virus or other harmful component;
    • disguise the origin of any Messages;
    • impersonate any person or entity (including CGL employees or Forum guests or hosts) or misrepresent any affiliation with any person or entity;
    • post or otherwise publish any Messages unrelated to the Forum or the Forum's topics;
    • post or transmit any Messages that contain software viruses, files or code designed to interrupt, destroy or limit the functionality of the Site or any computer software or equipment;
    • collect or store other users' personal data;
    • restrict or inhibit any other user from using the Forums.
    By submitting Messages to any Forum you agree to indemnify and hold harmless CGL from all claims, costs and expenses (including legal expenses) arising out of any Messages posted or published by you that are in breach of this section.

    The Forums contain Messages submitted by users over whom CGL has no control. CGL cannot guarantee the accuracy, integrity or quality of any Messages. Some users may breach these terms and post Messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Forum and should not rely on Messages in making (or refraining from making) any specific investment or other decisions.

    By submitting Message to a Forum you are granting CGL perpetual royalty free non-exclusive licence to reproduce, modify, translate, make available, distribute and sub-license the Message in whole or in part and in any form. This may include personal information such as your user name and alias and your expressions of opinion. CGL reserves the right to contact you by e-mail with regard to your use of the Forums. You waive any moral rights that you may have in regard to the Messages you submit.

    It is not possible for CGL to fully and effectively monitor Messages that are submitted for infringement of third party rights. If you believe that a message infringes your legal rights, you should notify CGL immediately by means of the contact forms to be found on the Site.
  10. No Warranty, Disclaimer of Liability and Indemnity


    Whilst every effort has been made to ensure the high quality and accuracy of the Site, CGL makes no warranty, express or implied concerning the Content, the Site, software or products or services available through the Site (the "Site Services"), which are provided "as is". CGL expressly disclaims all warranties, including but not limited to warranties of fitness for a particular purpose and warranties of merchantability. In no event will CGL, its affiliates or other suppliers be liable for direct, special, incidental, or consequential damages (including, without limitation, damages for loss of business profits, business interruption, loss of business information or other pecuniary loss) arising directly or indirectly from the use of (or failure to use) or reliance on the Site Services, even if CGL has been advised of the possibility that such damages may arise. CGL does not guarantee the accuracy, content, or timeliness of the Site Services or that they or related systems are year 2000 compliant or free from viruses or other contaminating or destructive properties.

    In no event will any liability of CGL, its affiliates, agents and licensors to you (and/or any third party) arising out of any kind of legal claim (whether in contract, tort, or otherwise) in any way connected with the Site Services or breach of these Terms by CGL exceed the amount, if any, paid by you to CGL in respect of the particular Site Service to which the claim relates.

    Upon CGL's request, you agree to defend, indemnify and hold harmless CGL from any claims and expenses, including reasonable legal fees, related to any breach of these Terms by you or your use of any Site Services.
  11. Force Majeure


    CGL, its affiliates and its information providers will not be liable or deemed to be in default for any delay or failure in performance or interruption of the delivery of the Content resulting directly or indirectly from any cause or circumstance beyond its or their reasonable control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorised access, theft, operator errors, severe weather, earthquakes or natural disasters, strikes or other labour problems, wars, or governmental restrictions.
  12. Miscellaneous


    Changes to these Terms. CGL may, in its discretion, change these Terms (including those relating to your use of Site and/or the Content). When Terms are changed, CGL will notify you by email or by publishing details of those changes by including them in these Terms. If you use the Site after CGL has published or notified you of the changes, you are agreeing now to be bound by those changes. If you do not agree to be bound by those changes, you should not use the Site any further after they are published. Access to certain Content may be subject to additional terms and conditions.

    Advertising, Third Party Content and other Web Sites. Parts of the Site may contain advertising or other third party content. Advertisers and other content providers are responsible for ensuring that material submitted for inclusion on the Site complies with international and national law. CGL is not responsible for any third party content or error, omission or inaccuracy in any advertising material. The Site may contain links to other web sites. CGL is not responsible for the availability of these web sites or their contents.

    Assignment of Agreement. This agreement is personal to you and your rights and obligations under these Terms may not be assigned, sub-licensed or otherwise transferred. This agreement may be assigned to a third party by CGL.

    Non-Waiver. No delay or omission on the part of either party in requiring performance by the other party of its obligations will operate as a waiver of any right.

    Notices. Notices to CGL must be given in writing by letter and sent to CGL's registered office.

    Severability/Survival/Statute of Limitations. If any provision of these Terms is invalid or unenforceable, such will not render all the Terms unenforceable or invalid but rather the Terms will be read and construed as if the invalid or unenforceable provision(s) are not contained therein. Any cause of action of yours with respect to these Terms must be filed in a court of competent jurisdiction in the Island of Jersey within one year after the cause of action has arisen, or such cause will be barred, invalid, and void.

    Whole Agreement. Save as expressly referred to herein, any representation, warranty, term or condition not expressly set out in these Terms shall not apply.

    Headings. Headings in these Terms are for convenience only and have no legal meaning or effect.
  13. Governing Law and Jurisdiction


    These Terms shall be governed by, and construed in accordance with, Jersey law. The parties irrevocably agree that the courts of the Island of Jersey shall (subject to the paragraph below) have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms or the legal relationship established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the Jersey courts.

    For the exclusive benefit of CGL, CGL shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these Terms are entered into in the course of your trade or profession, the country of your principal place of business.

Advertising Terms & Conditions

  1. All Advertisements accepted for publication by CGL in any of its print or online publications are accepted subject to these terms and conditions. Any other conditions proposed by the Buyer shall be void unless agreed to and accepted by CGL in writing.
  2. In these terms and conditions:
    "Advertiser" means the person whose goods or services are advertised;
    "Advertisement" means display, recruitment, online, email, mail order and classified advertising and shall include inserts, supplements and re-directed advertisements;
    "Buyer" means the person placing the order for the insertion of the Advertisement;
    "Medium" means the print or online publication taking the booking; and
    "RBI Site" means the RBI website(s) onto which an Advertisement is sold.
  3. Registration and personal data and other information collected about you will be processed in accordance with the Data Protection (Jersey) Law 2005 or other such applicable laws or regulations and will be subject to our privacy policy contained in our personal information collection statement.
  4. All Advertisements are accepted subject to space being available in the Medium.
  5. CGL reserves the right to cancel any order without liability in the event of becoming aware of any meetings of creditors, bankruptcy, liquidation proceedings, the appointment of a receiver or administrative receiver over the whole or substantial part of the Buyer's assets, or any indication whatsoever of financial difficulties.
  6. These conditions and all other express terms of the contract between CGL and the Buyer shall be governed and construed in accordance with the Laws of the Island of Jersey and the parties hereby submit to the exclusive jurisdiction of the Royal Court of Jersey.
  7. The Buyer warrants that the Buyer contracts with CGL as principal notwithstanding that the Buyer may be acting directly or indirectly for the Advertiser as an advertising agent or media buyer or in some other representative capacity. Where the Buyer is the Advertiser's advertising agency, the Buyer warrants that it is authorised by the Advertiser to place the Advertisement with CGL.
  8. Copy must conform to CGL’s requirements and CGL reserves the right to charge for any additional work involved in amending the copy, design, format or artwork of the Advertisement to conform to its requirements.
  9. Any intellectual property rights in designs prepared by CGL shall remain the property of CGL and Advertisements including such designs may not be reproduced without CGL's consent.
  10. If an Advertisement includes a promotion, competition or a special offer of merchandise the Advertiser must provide full details to CGL on request.
  11. Prices published by CGL from time to time are subject to revision at any time and orders are accepted on the condition that the price binds CGL only in respect of the period specified in the applicable rate card.
  12. Series discounts apply only to orders placed in advance and completed within the agreed period. CGL reserves the right to adjust advance discounts and/or to surcharge in the event of a series of Advertisements not being completed within that period. If the Buyer cancels the balance of a contract to publish a series of Advertisements, except in the circumstances set out in paragraph 23, it relinquishes any series discount and all Advertisements will be paid for at the appropriate rate.
  13. Prices are exclusive of applicable Goods and Services Tax which the Buyer shall additionally be liable to pay to CGL.
  14. Credit accounts must be settled in accordance with the terms shown on the invoice, which are strictly net. In default, all outstanding transactions will become liable for immediate settlement. Interest will be charged monthly on overdue accounts at the rate of 2.5% above base rate.
  15. Except to the extent specified in paragraph 15, CGL shall not be liable for any loss or damage suffered by the Buyer as a result of any total or partial failure (howsoever caused) of publication, distribution or availability of any Medium in which any Advertisement is scheduled to be included or for any error, misprint or omission in the printing of any Advertisement. In the event of a printing error or omission, which detracts materially from the Advertisement, CGL will either reinsert the Advertisement or relevant part of the Advertisement in a subsequent issue or make a reasonable refund of or adjustment to the price paid by the Buyer. No reinsertion, refund or adjustment will be made for any other error or omission.
  16. The total liability of CGL to the Buyer for any act or omission of CGL, its servants or agents relating to any Advertisement shall not exceed the amount of a full refund of any price paid to CGL for the Advertisement or the cost of a reasonably comparable further or corrective Advertisement. Without limiting the foregoing, CGL shall not be liable for any loss of profits or business or for indirect or consequential loss. CGL accepts no liability for the repetition of an error in an Advertisement ordered for more than one insertion unless notified immediately the error occurs. Complaints regarding reproduction of printed Advertisements must be received in writing within one calendar month of the cover date.
  17. CGL accepts no responsibility for the quality of reproduction of any photograph, artwork or any digital imagery supplied by the Buyer, its agents or servants.
  18. Cancellation or suspension of an Advertisement by the Buyer must be received in writing by CGL within the period specified by the appropriate Medium. Periods for acceptance of cancellation or suspension vary in accordance with differing production requirements.
  19. CGL reserves the right to omit or suspend an Advertisement at any time for good reason, without liability to the Buyer and shall notify the Buyer as soon as possible. If such omission or suspension is due to the act or default of the Buyer, the Advertiser or their respective servants or agents, then the Buyer shall pay for the Advertisement in full notwithstanding that the Advertisement has not been published.
  20. The Buyer warrants that the Advertisement does not contravene the British Code of Advertising Practice and is not in breach of any relevant legislation, including the Race Relations Act 1976, the Sex Discrimination Act 1976 (both as amended), the Disability Discrimination Act 1995, the Employment Equality (Age) Regulations 2006 and the Obscene Publications Act and also including any legislation or regulation, such as those relating to the provision of Financial Services, which apply to specific Advertisers, products or services.
  21. If any Advertisement submitted for publication contains the name or pictorial representation (photographic or otherwise) of any living person and/or any part of any living person and/or copy by which any living person is or can be readily identified, the Buyer warrants that the Buyer or the Advertiser has obtained the authority of such living person to make use of such name, representation and/or copy.
  22. The Buyer will indemnify and hold harmless CGL from and against any claim that the Advertisement infringes the copyright, trademark or other intellectual property rights of any person or that it is defamatory or infringes any other right of any person. CGL reserves the right to withdraw and/or refuse to publish an Advertisement without liability to the Buyer if it reasonably believes that the Advertisement may make CGL or the Advertiser liable to any complaint, claim or proceedings.
  23. The Buyer is solely responsible for fulfilling and dealing with any orders or enquiries relating to the goods, services or promotion to which the Advertisement relates and will indemnify and hold CGL harmless accordingly.
  24. Copy must be supplied by the Buyer without application or input from CGL. If copy instructions are not received by the agreed date, no guarantee can be given that any agreed proofs will be supplied or corrections made and CGL reserves the right to repeat the most appropriate recent copy or omit the Advertisement. Where a layout or proof is submitted to the Buyer, it must be returned and approved by the date specified and CGL reserves the right to publish the Advertisement in the same form as any layout or proof submitted if the layout or proof is not returned or approved by the date specified. In any of these cases, the total price of the order will remain unaltered.
  25. If, at its discretion, CGL considers it necessary to modify the space or alter the date or position of the Advertisement or make any other alteration to an Advertisement accepted for insertion, the Buyer will have the right to cancel the publication of the Advertisement if the alterations requested are unacceptable.
  26. Where an Advertisement has been accepted by CGL and includes inserts CGL reserves the right to charge the full price if the inserts fail to arrive at the agreed time and place for insertion.
  27. Charges will be made to the Buyer where printers are involved in extra production work owing to acts or defaults of the Buyer or the Advertiser.
  28. CGL cannot guarantee the position of any printed Advertisement. Advertisements will be placed as near as possible to the selected position as the page make-up permits. CGL reserves the right to modify the wording of any classification or trade heading in the Medium or the Advertisement.
  29. Requests for cancellation or reduction of an order may be considered but only if received in writing by CGL within 28 (twenty eight) days from signing the order providing that such notification is made at least 28 (twenty eight) days prior to the final copy date.
  30. Changes in printed copy must be confirmed in writing by the Buyer in time for the changes to be made to the Advertisement by CGL. CGL reserves the right to charge for any additional expenses involved in such changes.
  31. The Buyer must deliver complete creative content to CGL at least 2 working days before 9am on the go-live date in a format which complies with CGL’s online ad formats for such content. To cancel or alter an order the Buyer must inform CGL by e-mail or fax to the number or address on the order, at least 2 working days before 9am on the go-live date Otherwise, CGL may not be able to achieve the specified go-live date but the Buyer must pay the full amount irrespective of whether any delivery target for impressions have been met.
  32. If the Buyer is supplying creative content in the form of a redirected advertisement the Buyer must inform CGL by email at least one working day prior to go-live date or change of creative of all the creative to be used in rotations and before creative content is changed following the go-live date.
  33. If an Advertisement links to another site, the Buyer is responsible for maintaining the link and for the content of the linked site. CGL may remove any Advertisement which contains content or links to a site which, in CGL's opinion, is defamatory or objectionable or will bring CGL into disrepute. The Buyer will indemnify CGL from and against any claims or liability arising from links contained in an Advertisement.
  34. Advertisements may contain only such information and code as is necessary to run the Advertisement effectively on the relevant CGL Site. Advertisements may not contain tags, cookies, beacons or similar technology which identifies users of any CGL Site or enables the Buyer or any third party to serve such users with any advertising other than the Advertisement.
  35. If an Advertisement is supplied which does not comply with these terms and conditions or CGL receives complaints regarding an Advertisement, CGL may, at its discretion, remove the Advertisement from display without reference or liability to the Buyer.
  36. The Buyer's sole remedy if CGL, or its third party subcontractors who may host and serve Advertisements from time to time, make an error in displaying any Advertisement is the cost of re-running the relevant Advertisement. Neither CGL nor its subcontractors shall be liable for failure to display the Advertisement caused by circumstances outside their control.
  37. Any Buyer or Advertisers who is either an employment agency or an employment business (as defined by the Employment Agencies Act 1973 ('the Act')) must ensure that Advertisements comply with their obligations under the Act and the Conduct of Employment Agencies and Employment Businesses Regulations 2004.
  38. Buyers and Advertisers agree to deal fairly and professionally with individuals who may respond to a recruitment related Advertisement and to indemnify CGL from and against any claim brought by an individual against CGL arising from a breach of this obligation or any other of these terms and conditions.
  39. CGL does not guarantee any response to recruitment related Advertisements or that responses will be from individuals suitable for the job advertised. It is the Advertisers responsibility to carry out such checks and procedures as are necessary to ensure that candidates are suitable for the job advertised and have the required qualifications and personal characteristics.
  40. Governing Law and Jurisdiction


    These Terms shall be governed by, and construed in accordance with, Jersey law. The parties irrevocably agree that the courts of the Island of Jersey shall (subject to the paragraph below) have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms or the legal relationship established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the Jersey courts.
    For the exclusive benefit of CGL, CGL shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these Terms are entered into in the course of your trade or profession, the country of your principal place of business.
Mourant Ozannes

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